Being a parent can be the most rewarding job in the world. It will also leave you nervous about the "unexpected". What happens to your children if something happens to you? No one really wants to think about it but as most of us know, life is unpredictable and circumstances can change in the matter of seconds. In our practice, we see young parents putting their estate planning on the back burner. We hear people say, "Estate planning is for people that have tons of money" or